SANTA CLARA, CA -- (MARKET WIRE) -- 10/18/2006 -- Bharosa, a global provider of proactive, real-time fraud detection and multifactor authentication solutions, today announced it is working with Oracle® to provide extensive fraud protection for Financial, eCommerce, Government and Healthcare applications. The result of this effort can offer the industry a business-friendly suite of solutions to securely manage user identities and protect against the growing threat of online fraud. In addition, the combined offering will help businesses satisfy increased compliance requirements with information security and industry regulations such as the Payment Card Industry (PCI) data security standards, Financial Institutions Examination Council (FFIEC) guidance, HIPAA and Sarbanes-Oxley (SOX) requirements.

Bharosa will integrate its Authenticator and Tracker products with the Oracle Access Manager to enable increased levels of trust between an enterprise and its end users. The combined solution allows an organization to securely manage the identity lifecycle of its end users. Users can be authenticated based on business rules and workflows using multiple factors that are transparent to the end user, such as the device used to login, the user's geographic location or behavioral profiles within the Bharosa Tracker, or by using Bharosa Authenticator for incremental levels of security. In addition, Tracker scores risk and alerts an organization in real time to potential fraud threats. Optionally, Tracker can request secondary forms of authentication for suspicious or high-risk transactions.

"Bharosa has achieved strong traction with industry leading companies because we offer the easiest solution to implement and integrate, and also the most advanced in terms of proactive fraud protection," said Thomas Varghese, Bharosa President and CTO. "Working with Oracle, we now bring the same levels of confidence to enterprise users and transactions by enabling secure, end-to-end identity management with enhanced authentication and fraud detection."

Bharosa is a member of the Oracle PartnerNetwork.

About the Oracle PartnerNetwork

Oracle PartnerNetwork is a global business network of 17,700 companies who deliver innovative software solutions based on Oracle software. Through access to Oracle's premier products, education, technical services, marketing and sales support, the Oracle PartnerNetwork program provides partners with the resources they need to be successful in today's global economy. Oracle partners are able to offer to their customers, leading-edge solutions backed by Oracle's position as the world's largest enterprise software company. Partners who are able to demonstrate superior product knowledge, technical expertise and a commitment to doing business with Oracle can qualify for the Oracle Certified Partner levels.

About Bharosa

Bharosa is a global provider of proactive, real-time fraud detection and multifactor online authentication solutions for the enterprise. Bharosa's Tracker product works behind the scenes to verify a host of factors used to confirm a user's identity, including the user's computer, location and online behavior. Tracker scores risk through a unique and proprietary "gated" security method and responds to risk in real time by increasing online security. Tracker offers strong asset and transaction authentication security that can be implemented without requiring any change to the online experience.

Another Bharosa enterprise product, Authenticator, protects sensitive password credentials data from Phishing, Trojans and Proxy-Based Fraud. Tracker and Authenticator together form the organization's most powerful weapon in the fight against online identity theft.

Bharosa, Inc. is a privately held company founded in May 2003 and headquartered in Santa Clara, California. More information is available at www.bharosa.com.

Trademarks

Oracle, JD Edwards, PeopleSoft, and Siebel are registered trademarks of Oracle Corporation and/or its affiliates.